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HCI Swiss private credit since 2014 Zurich +41 44 585 20 60 New York +1 (212) 804 5790
Helvetica Credit Investment
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Investment Plans

Six private credit plans, each with a defined allocation band, term and target daily yield. Principal is returned to your wallet at maturity on every plan. Yield is posted every twenty four hours.

HCI-01

Foundation

A measured first step into private credit.

0.35%per day
  • Allocation$100 to $5,000
  • Term30 days
  • Annualised127.7%
  • Total yield at maturity10.5%
  • Early exit fee5.0%
  • Risk profileLow
Invest in Foundation
Most chosen HCI-02

Horizon

Balanced yield for the growing portfolio.

0.45%per day
  • Allocation$5,000 to $25,000
  • Term60 days
  • Annualised164.3%
  • Total yield at maturity27.0%
  • Early exit fee5.0%
  • Risk profileLow
Invest in Horizon
Most chosen HCI-03

Meridian

Our most popular tier among European clients.

0.55%per day
  • Allocation$25,000 to $100,000
  • Term90 days
  • Annualised200.8%
  • Total yield at maturity49.5%
  • Early exit fee4.0%
  • Risk profileModerate
Invest in Meridian
HCI-04

Summit

Institutional grade exposure with semi annual tenor.

0.65%per day
  • Allocation$100,000 to $500,000
  • Term180 days
  • Annualised237.3%
  • Total yield at maturity117.0%
  • Early exit fee3.0%
  • Risk profileModerate
Invest in Summit
HCI-05

Pinnacle

For family offices and professional investors.

0.75%per day
  • Allocation$500,000 to $2,000,000
  • Term270 days
  • Annualised273.8%
  • Total yield at maturity202.5%
  • Early exit fee2.5%
  • Risk profileModerate
Invest in Pinnacle
HCI-06

Sovereign

Bespoke allocation up to ten million dollars.

0.85%per day
  • Allocation$2,000,000 to $10,000,000
  • Term365 days
  • Annualised310.3%
  • Total yield at maturity310.3%
  • Early exit fee2.0%
  • Risk profileElevated
Invest in Sovereign
Plan details

Where your capital is deployed.

HCI-01

Foundation

Low risk

The Foundation tier is designed for investors who wish to understand how our senior secured lending book performs before committing larger amounts. Capital is allocated to short duration, fully collateralised trade finance receivables with investment grade obligors.

Strategy: Senior secured trade finance receivables, 30 day tenor

Daily yield
0.35%
Term
30 days
Minimum
$100
Maximum
$5,000
On $10,000
$35.00 per day
HCI-02

Horizon

Low risk

Horizon blends senior secured corporate lending with asset backed bridge finance in the DACH region. The 60 day term gives our credit committee room to rotate positions as opportunities arise while keeping liquidity within reach.

Strategy: Senior secured corporate loans and real estate bridge finance

Daily yield
0.45%
Term
60 days
Minimum
$5,000
Maximum
$25,000
On $10,000
$45.00 per day
HCI-03

Meridian

Moderate risk

Meridian targets mezzanine and unitranche positions in mid market European companies with stable, contracted cash flows. Every exposure is covenant protected and independently valued each quarter.

Strategy: Mid market mezzanine and unitranche lending

Daily yield
0.55%
Term
90 days
Minimum
$25,000
Maximum
$100,000
On $10,000
$55.00 per day
HCI-04

Summit

Moderate risk

Summit provides access to infrastructure and renewable energy project finance across Switzerland, Germany and the Nordics. Returns are supported by long dated power purchase agreements and government backed offtake contracts.

Strategy: Infrastructure and renewable energy project finance

Daily yield
0.65%
Term
180 days
Minimum
$100,000
Maximum
$500,000
On $10,000
$65.00 per day
HCI-05

Pinnacle

Moderate risk

Pinnacle is a diversified private credit mandate that combines direct lending, specialty finance and opportunistic credit. The one year term aligns with the underlying loan maturities and allows us to capture an illiquidity premium on behalf of our clients.

Strategy: Diversified direct lending and specialty finance mandate

Daily yield
0.75%
Term
270 days
Minimum
$500,000
Maximum
$2,000,000
On $10,000
$75.00 per day
HCI-06

Sovereign

Elevated risk

Sovereign is our flagship tier, offered to qualified investors who want a dedicated relationship manager, custom reporting and a negotiated allocation across the full Helvetica credit platform. Capital is deployed in tranches and every position is reported in a quarterly letter signed by our Chief Investment Officer.

Strategy: Bespoke multi strategy private credit allocation

Daily yield
0.85%
Term
365 days
Minimum
$2,000,000
Maximum
$10,000,000
On $10,000
$85.00 per day
Compare

Side by side.

PlanDailyTermMinimumMaximumTotal yieldExit fee
HCI-01 Foundation 0.35% 30 d $100 $5,000 10.5% 5.0%
HCI-02 Horizon 0.45% 60 d $5,000 $25,000 27.0% 5.0%
HCI-03 Meridian 0.55% 90 d $25,000 $100,000 49.5% 4.0%
HCI-04 Summit 0.65% 180 d $100,000 $500,000 117.0% 3.0%
HCI-05 Pinnacle 0.75% 270 d $500,000 $2,000,000 202.5% 2.5%
HCI-06 Sovereign 0.85% 365 d $2,000,000 $10,000,000 310.3% 2.0%

Target yields are indicative and are reviewed by the investment committee. Yield is credited daily in United States dollars. Early exit before maturity is subject to the exit fee stated above and forfeits unpaid yield. Please read the Risk Disclosure before investing.

Model your return